# Financial Tools

Financial Calculators

Auto Loan

Calculator

Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!

Bi-Weekly Payment

Calculator

This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.

Cash-Flow Calculator

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Buy vs. Lease

Should you lease your next automobile or finance it? Find out with this calculator!

Compare Investments Fee

Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!

Compare Savings Rates

Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!

Credit Assessment

How is your credit? Use this calculator for a quick assessment!

Credit Card Minimum Payment Calculator

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.

Disability Insurance

Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

Education Savings

Use this calculator to help develop or fine-tune your education savings plan

Emergency Savings Calculator

This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Existing Loan Calculator

Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

Financial Ratios

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Home Budget

Analyze your budget, see where your money goes and find out where you can improve!

How much do you owe?

Use this calculator as a starting point for your debt management plan.

Investment Goal Calculator

This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

Investment Loan

Use this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short.

Investment Returns

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Investments Savings and Distributions

Use this calculator to see how long your investment savings can last once you begin taking distributions.

Line of Credit and Loan Payments

This calculator helps determine your loan or line of credit payment.

Loan Comparison

Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

Low Interest Financing Savings

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.

Mortgage Calculator

Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Compare

Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Qualifier

This calculator helps you determine just how much house you can afford.

Mortgage Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!

Net Worth

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

Retirement Income

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Retirement Planner

Quickly determine if your retirement plan is on track - and learn how to keep it there.

RRIF Payment Caclculator

An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.

RRSP Loan Calculator

This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).

Savings Goal

What will it take to reach your savings goal? This financial calculator helps you find out.

Saving, Taxes, and Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Stock Option Calculator

Use this calculator to determine the value of your stock options for the next one to twenty five years.

Student Budget Calculator

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

TFSA Comparison

This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account.

Working Capital Needs

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.